Welcome to FinLab Solutions. Accessing or using our website, finlab.ae, and any services or information available on it constitutes your agreement to be bound by these Terms & Conditions. Read them carefully before using our website or submitting an inquiry.

Our Services

FinLab is here to guide and support UAE businesses with business finance. We can help our customers explore business loans, working capital finance, equipment and asset finance, asset re-financing, vehicle finance, leasing, invoice discounting and property-related financing solutions.

FinLab is a consultant and a financing facilitator. We may work with banks, financial institutions, lenders and other financing partners to identify potential financing opportunities. Filling in an inquiry or eligibility form does not guarantee approval, funding, interest rate, amount funded or repayment term.

All finance is subject to the eligibility criteria, assessment, approval and terms of the relevant lender or financial institution.

Eligibility & Application

When you submit information to us via our website, you represent that the information you provide to us is accurate, complete and current. It is your responsibility to tell us about any changes.

FinLab may ask you for further documents or information to better understand your needs and identify possible suitable financing solutions. We reserve the right to refuse or terminate assistance if the information provided is incomplete, incorrect or misleading.

Financial approval

Any financing amount, interest rate, profit rate, repayment period, fees, security requirements or other terms shown on our website are for general information purposes only and may vary depending on the lender, financing product and applicant's financial profile.

The relevant financing provider sets the final terms. FinLab does not guarantee that any application will be successful or that a particular financing product will be available.

Information About the Site

We make reasonable efforts to ensure the accuracy and currency of the information on our website. However, we may change financing criteria, rates, fees, product availability, and other information without notice.

Do not interpret the information published on this website as financial, legal, tax, or investment advice. You should form your own view on any financing decision and seek professional advice where appropriate.

Responsibilities of Users

You agree to use this website in accordance with the law and not to misuse, copy, reproduce, interfere with or attempt to gain unauthorised access to any part of this website or its systems.

You may not submit false, misleading, unlawful or third party information without due authority.

Third Party Providers

FinLab may introduce or refer customers to third party lenders, banks or financial services providers. These providers are independent and may have their own terms, privacy policies, eligibility requirements and approval process.

FinLab is not responsible for any decisions, services, products, or actions of third parties.

Limitation of Liability

To the fullest extent permitted by the applicable laws in the UAE, FinLab shall not be liable for any direct, indirect, incidental or consequential loss arising out of reliance on information on the Website, decisions made relating to financing, choices made by lenders, delays, rejection of applications or changes to the terms of financing.

Intellectual Property

All content on the website, including text, graphics, logos, designs and other materials, is owned by or licensed to FinLab and may not be reproduced, distributed or used commercially without prior written permission.

Confidentiality

Information submitted through our website is treated in accordance with our Privacy Policy. By submitting an inquiry, you are agreeing for FinLab to contact you regarding your financing requirements and may share relevant information with appropriate financing partners where required to assess available options.

Modifications to these Terms

FinLab may amend the Terms & Conditions from time to time. All changes take effect immediately when posted on this page. If you continue to use the website after the changes have come into effect, you are deemed to have accepted the new terms.

Applicability of Law

These Terms & Conditions shall be governed and construed in accordance with the laws of the United Arab Emirates. Any dispute relating to these terms shall be under the exclusive jurisdiction of the competent courts of the UAE.

Get in Touch

If you have any enquiries about these Terms & Conditions or our services, please contact our team with the contact details on FinLab. ae.

By using this website, you confirm that you have read, understood and agreed to these Terms & Conditions.