The easy guide to getting business finance in the UAE

Financing your business can be difficult at times. At FinLab we make it easy by knowing your business, your funding needs and what you want to achieve.

Are you looking for financing for working capital, business expansion after completing all formalities under mutually agreed terms, equipment, vehicles, invoices, or property? We'll take you through the options for suitable finance and explain the process from start to finish.

How It Works

Tell us what you want us to do.

Can you tell us about your business and why you need the finance? Please let us know how much funding you need, why, and any other requirements.

The more we know about your business, the easier it is to identify you and the right financing options.

We Understand Your Business

We will review your business information and financial position to determine your needs.

We may look at the type of finance you are seeking and other information such as your business activity, length of time in business, turnover, cash flow and financial records.

Explore your financing options.

Once we know what you’re looking for, we’ll help you explore possible financing options that are right for your business.

This might include:

Business Loans, Working Capital Finance, Equipment Finance, Invoice Discounting, Asset Refinance, Vehicle Finance, Leasing, Property Finance

The right one will depend on your business needs, your financial situation and the lender's requirements.

Get your documents ready.

The documents you need depend on your type of financing and your lender. You might be asked to supply documents such as:

• Trade licence in the UAE.
• Passport & Emirates ID
• Company records.
• Business bank statements
• Accounting Statements
• VAT returns (if applicable) Shareholder information
• Additional support documents

These documents are required to process your application and must be available when you apply.

Apply

Once you’ve chosen the right financing option for you, you can submit your application and supporting documents to the relevant lender/financing provider.

Your application will then be assessed against the lender’s eligibility criteria and assessment process.

Obtain a Decision

Once your application is approved, the lender will reveal the financing terms that apply. These may include things like the approved amount, repayment term, interest or profit rate, fees and other terms.

The financing will be made available on completion of all formalities under mutually agreed terms.”

Approval, loan amounts, rates and terms are subject to the lender’s evaluation, eligibility and applicable terms and conditions.

Financial Solutions for Different Business Needs

Every business has its own financial need. You might need short-term funding to manage cash flow, purchase equipment, or fund expansion.

FinLab helps you explore the financing options that match your situation.

Current Assets and Current Liabilities

Pay suppliers and meet short-term cash flow needs. Handle daily business expenses.

Business Expansion

Explore financing to grow their business, open a new location or expand their operation.

Equipment Loans

Supply the machinery, technology and other equipment needed to support your business operations.

Factoring Service

Working capital may be obtained against eligible outstanding invoices (subject to the terms of the applicable financing agreement).

Auto Loans

Explore financing solutions for commercial transportation and business vehicles.

Asset Refinancing

Use working capital from your business’s eligible assets and continue to use it.

Property finance

Learn more about financing options for qualifying commercial property needs.

FinLab: What Companies Love

Let's see what financing options are available to you, shall we?

Whether you need to manage cash flow, buy new equipment, grow your business, or meet some other funding need, the first step is to understand your options.

Call FinLab today to tell us what your business needs.